How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate your insurer files with your state to prove you carry minimum liability coverage. Required after DUI, excessive points, or driving uninsured — typically for 3 years.
Non-Owner SR-22
Satisfies state insurance requirements when you don't own a vehicle. Covers you when driving borrowed or rental cars, and maintains continuous coverage to avoid extended suspension.
Liability Insurance
Minimum liability limits vary by state, from 25/50/25 in California to 50/100/25 in Maine. This coverage pays for injuries and property damage you cause in an at-fault accident.
Uninsured Motorist Coverage
Protects you when an at-fault driver has no insurance or insufficient coverage. Required in 20 states and strongly recommended in states where 15–20% of drivers are uninsured.
Non-Standard Auto Insurance
Designed for drivers with suspensions, DUIs, or multiple violations. Premiums run 50–300% higher than standard policies, but provide legal coverage when preferred carriers decline you.
